"The requirements for getting the guaranteed payday advances are relatively easy. You may apply for the payday advances either on the net or in-store. You need to meet the essential details in the standard application form. Details about the bank checking account may also be required. The lenders would be transferring the money to your check account electronically. A major benefit of these payday advances is that the companies would not call for a credit history check. A consumer with poor credit rating can apply for these payday advances and get accepted instantaneously.